Personal Finance | Article
2025 Guide To Personal Finance Resources In Singapore
by The Simple Sum | 31 Jan 2025
We’ve curated some financial blogs and websites that we think will help you stay informed, make smart money moves, and achieve your financial goals.
Whether you’re looking for investment tips, budgeting advice, or the latest market trends, this guide has got you covered.
Introduction To Personal Finance And Financial Literacy
Starting in Singapore, The Simple Sum is a purpose-driven financial literacy platform that empowers young adults to achieve financial independence. Through its unique blend of articles, comics, events and books, it breaks down complex topics like budgeting, saving, and investing into practical and relatable tips.
It is currently present in five countries—Singapore, Malaysia, Brunei, Philippines, and Indonesia with more than 700,000 followers.
Launched in 2003 and backed by the Monetary Authority of Singapore and the Ministry of Manpower, MoneySense is packed with practical information and resources for anyone starting on their personal finance journey. You’ll find everything you need to get a handle on financial concepts and tools – from insurance, and investments, to hot-button personal finance issues such as scams.
Through the Institute for Financial Literacy, they offer free talks and workshops covering a wide range of personal finance topics. They also collaborate with schools, community organisations, and industry partners to extend their reach.
Seedly, a Singapore-born personal finance app founded in 2016, has evolved into a comprehensive financial community.
Initially launched as an expense tracker syncing with local bank accounts, Seedly now offers an online community platform where users can ask and answer financial questions, provide unbiased reviews of products, and access a wealth of curated content from their popular blog and Facebook group. They also hold an annual Personal Finance Festival around April with an entrance fee of between $15 to $20.
Looking For Finance Deals And Offers
If you’re looking to sign up for a credit card or personal loan, SingSaver is your go-to. It allows you to compare products and earn rewards if your application is approved and you meet the spending criteria. SingSaver offers a seamless experience when signing up for financial products. The site also offers money-saving tips, credit card hacks, and financial news through its engaging articles.
Started in 2009, MoneySmart is another key resource if you’re looking for a consolidated list of financial products to compare and contrast before making a decision.
With their comparison tools, you can quickly and securely find and apply for loans, insurance, and credit cards tailored to your needs.
Not only does MoneySmart aggregate financial products, their website is packed with easy-to-understand information on a wide range of personal finance topics, making it a great tool for beginners.
Dare to Finance was born from the founder’s dissatisfaction with the sales-driven approach of Singapore’s financial advisory industry.
They created a platform for people seeking tailored advice to plan their finances without the pushy sales tactics of advisors.
Initially a solo venture, it grew into a team of 10 advisors, including former client Sakura, enhancing their services.
Focused on innovation, they developed the Financial Pathway, a platform offering personalised financial planning.
For Investing Content
The Smart Investor, co-founded by David Kuo, Joanna Sng, and Chin Hui Leong, emerged in late 2019 following the closure of The Motley Fool Singapore.
Committed to making smart investing accessible to everyone, The Smart Investor offers comprehensive investing education, stock commentary, and global market coverage.
Unlike its predecessor, which focused mainly on Singapore stocks, The Smart Investor provides a broader range of investment insights, tips, and strategies.
Dr Wealth offers financial education through articles and courses, focusing on well-researched and actionable investment methods to help people invest successfully.
Believing that investing is a lifelong skill, they emphasise starting early and learning practical, results-oriented principles over professional training.
Beansprout aims to empower Singaporean investors with concise and practical insights to improve their investment decisions.
Recognising that many find investing challenging and time-consuming, Beansprout was established to simplify the process.
The team, composed of Singapore-based professionals, combines expert knowledge and technology to enhance investment outcomes. By delivering relevant and easy-to-understand content, Beansprout helps you make better investment decisions quickly.
The Fifth Person aims to improve financial literacy and help readers achieve financial independence. They provide honest, well-researched analyses and have a track record of successful investments. Their core values emphasise honesty, accountability, and long-term value, making The Fifth Person a valuable resource for anyone looking for content to help them make smarter, more profitable investment decisions.
Investment Moats, founded by Kyith Ng in 2005, offers a wealth of insights into personal finance and investing.
Kyith shares his experiences and strategies for growing and managing wealth, achieving financial independence, and making informed investment decisions.
He emphasises the importance of building a Wealth Machine to generate cash flow and covers topics like dividend income investing, analysing businesses, and long-term market trends.
His detailed articles, including his wealth-building formula and financial independence advice, provide valuable guidance for both new and seasoned investors.
Value Invest Asia was born from the shared passion of three aspiring Chartered Financial Analysts who met at a CFA event.
Frustrated by the lack of organised investment information in Asia and the conflicts of interest in financial advice, they created a platform that prioritises value investing.
The website offers clear, unbiased investment insights and education. Their dedication has even led to the publication of their book, “Value Investing In Asia – The Definitive Guide to Investing in Asia.”
Kelvin Learns Investing covers money-related topics casually and informally, making finance accessible and relatable for Singaporeans. His channel covers everything from investing to saving for early retirement, with a humorous touch.
If You Are Looking For More Long Form Content
Financial Horse was founded to provide high-quality financial commentary in plain English, driven by the belief that if you can’t explain something simply, you don’t understand it well enough.
The blog demystifies complex financial jargon, sharing first-hand experiences and only recommending products the founder invests in himself. Covering equities, S-REITs, CPF, and bonds, Financial Horse is another resource that can help you make informed investing and personal finance decisions.
DollarsAndSense offers clear, practical advice on budgeting, saving, investing, insurance, and property.
The site features clear, easy-to-understand articles, guides, and comparisons of various financial products. In addition, DollarsAndSense provides regular updates, news, and insights into personal finance, along with practical tips and advice for managing money effectively.
There are “experts” everywhere, so always make sure that you are basing your decisions on high quality resources and don’t rely on sales and marketing experts to help you achieve your plans.
Don’t get distracted by the packaging or flashy insta-lifestyle pics. Look for well sourced, unbiased and balanced content.
This content is part of the Temasek – Financial Times Challenge, a financial literacy education series in Singapore for youths.
