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Keep It Simple
S3E18: Coffee Break: What the Heck is a Festive Holiday Surcharge?
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You’ve Heard of Midnight Cab Surcharges, Now Get Ready For…

Holiday season surcharge?! Our hosts sit down to talk about what happens every time another holiday comes around, especially for festive seasons like the Lunar New Year, Hari Raya, and Deepavali, where beauty services open up booking slots and charge at a premium in anticipation of an influx of appointments made. But why must we doll ourselves up to the nines every time a family reunion is around the corner? Is it because we really want to, or because it’s become a sort of “festive” obligation? You tell us!

Like what you hear? Gain access to more Keep It Simple episodes by subscribing to us on Spotify, Apple Podcasts, and Google Podcasts for more episodes every week!

Keep It Simple
S3E17: Exert Some Self-Control During Sale Seasons - If You Can
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10.10… 11.11… 12.12… Will This Madness End?

We can’t get the Lazada song out of our heads – which begs the question: When did it become sale season all year round? In this episode, our hosts reflect on their shopping habits, whether they’ve been affected by the very frequent “doubles sales” of late, and discuss how to curb their spending and manage their money a little better amid numerous irresistible discounts.

How did YOU fare in the last couple of months? Drop a comment or slide into our DMs after you’ve listened to the episode!

Like what you hear? Gain access to more Keep It Simple episodes by subscribing to us on Spotify, Apple Podcasts, and Google Podcasts for more episodes every week!

Keep It Simple
S3E16: Coffee Break: Peer Pressure! Do Friends/Colleagues Affect Your Spending?
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Peer Pressure or Positive Reinforcement?

Got a minute or two? Or ten? Time for a coffee break!

In this episode, our hosts talk about the company they surround themselves with – and how that affects their spending habits. Believe it or not, who you hang out with might have an influence in the way you manage your money – talk about peer pressure! How do you turn that around in your favour or work around it? Drop us a comment or slide into our DMs with your thoughts after you’ve heard this episode.

Like what you hear? Gain access to more Keep It Simple episodes by subscribing to us on Spotify, Apple Podcasts, and Google Podcasts for more episodes every week!

Keep It Simple
S3E15: He Dropped Out of an Ivy League School - Do Degrees Matter Anymore? ft. Seah Ying Cong, CTO of Glints
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Degrees Are SO Last Season — Right?

We grew up being told that to go to university is a rite of passage – and anyone who doesn’t at least get a Bachelor’s degree runs the risk of being left behind in the dust. Degrees give a person many advantages: a higher starting salary, more job opportunities, and an edge over other non-degree job applicants. But we’ve also heard stories of people like Bill Gates, who dropped out of Harvard to start Microsoft.

What’s the deal with degrees, then? Our hosts sit down and talk to Ying Cong, an Ivy League dropout who just so happens to be the Chief Technology Officer of Glints, to talk about the necessity of qualifications… and how jobseekers can improve their chances out there.

Like what you hear? Gain access to more Keep It Simple episodes by subscribing to us on Spotify, Apple Podcasts, and Google Podcasts for more episodes every week!

Keep It Simple
S3E14: Coffee Break: Job Uncertainty In a Pandemic? Thanks, I'll Pass
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Break(down and Cry) In Times of Emergency…

Got a minute or two? Or ten? Time for a coffee break!

In this episode, our hosts talk about the importance of an emergency fund especially in a time of uncertainty like 2020, where unemployment rates are high and the job search is more difficult than ever. To be prepared for instability and uncertainty, one needs a safety net – or risk getting stressed out of their mind when the unpredictable happens, especially with regards to employment.

Like what you hear? Gain access to more Keep It Simple episodes by subscribing to us on Spotify, Apple Podcasts, and Google Podcasts for more episodes every week!

Keep It Simple
S3E13: Wait, 13th Month Bonuses Aren't Compulsory?!
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The (Financial) Fruits of Our Labour!

In this episode, our hosts get the facts straight about our 13th month bonuses, or the Annual Wage Supplement (AWS) as the Ministry of Manpower calls it. Is every employee entitled to a 13th month bonus wherever they go? What should you spend the extra month’s worth of salary on? We reflect on our past spending and talk about what we might do with the next bonus we receive.

Like what you hear? Gain access to more Keep It Simple episodes by subscribing to us on Spotify, Apple Podcasts, and Google Podcasts for more episodes every week!

Keep It Simple
S3E12: Uh, How Do I Ask For a Raise or Promotion?
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Here’s Why I’m Employee of the Year!

When it comes down to it, do we know how to value ourselves as productive members of society and working professionals? When we go above and beyond or exceed expectations, it may be time to remind our employers of that — if they’re not already thinking it — and that means asking for a raise or a promotion. Our hosts sit down to discuss strategies and tactics to starting these conversations and how to stop feeling so paiseh about it (it’s not so much self-praise as it is a professional performance review — it’s what you deserve).

Like what you hear? Gain access to more Keep It Simple episodes by subscribing to us on Spotify, Apple Podcasts, and Google Podcasts for more episodes every week!

Keep It Simple
S3E11: Coffee Break: TFW Kids Don't Mind Starving to Look Cool
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I Miss Having a Safety Net

Got a minute or two? Or ten? Time for a coffee break!

In this episode, our hosts sit down for a quick chat about changing behaviours regarding spending and saving, especially among younger kids these days. Is it just a sign of age that we’re nitpicking on the way kids want to spend their money? (Is that just another way of saying we’re mature?) Why are spendthrifts, well… spendthrifts? How do we grow out of that spendthrift mindset?

Like what you hear? Gain access to more Keep It Simple episodes by subscribing to us on Spotify, Apple Podcasts, and Google Podcasts for more episodes every week!

Keep It Simple
S3E10: Do We HAVE to Save 100K by 30?
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What’s With These Magic Numbers?

In our journeys towards better personal finance – and hopefully retirement – one common financial milestone we’ve noticed is a person being able to save the staggering amount of $100K by the age of 30. When did this start becoming a thing? Are we all just more financially woke in general, and is this milestone a realistic, reachable goal for most of us? Our hosts sit down to discuss whether they can get there, or if they even should aim that high.

Like what you hear? Gain access to more Keep It Simple episodes by subscribing to us on Spotify, Apple Podcasts, and Google Podcasts for more episodes every week!

Keep It Simple
S3E9: Why Do Mondays Suck?
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TGIF? More Like WTF, It’s Monday… Again?!

We know, we know. The work week is always a drag – but why does it always feel like Mondays hit the hardest? What is it about Monday blues that always ruin the week before the week even begins? Our hosts sit down to discuss Mondays, productivity, and how to rev themselves up for the work week in episode 7.

Have we missed out on a crucial productivity tip? Do you have the SECRET SAUCE for getting over Monday blues that we didn’t talk about in the episode? Give us a shout in our DMs or drop us an email!

Like what you hear? We’re on Spotify, Apple Podcasts, and Google Podcasts, so subscribe to us on these platforms for weekly episodes through till the end of the year!

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