Your Resource Kit For Financing Your BTO Home

Time to put a roof over your head and live out the rest of your days in matrimonial bliss? Here are some important resources and tips to get you started on this journey to home ownership, from the basics to learning the ins and outs of selling off your BTO flat (and whether or not you can profit from them).

The Basics of Financing Your BTO

From buying a BTO flat to designing it, here are some resources:

• The BTO process
• Here’s how much you need for a BTO flat
• How to use the Open Booking System to get a flat
• How to get the most out of your interior designer
• The Home Protection Scheme and what it is

Loans and Financing

Need resources on financing your flat or refinancing existing loans? Check out:

• CPF grants for BTO flats
• Why you should take an HDB loan for your first home
• Choosing between a HDB loan and a bank loan
• The difference between renovation and personal loans
• How to refinance your loans
• The confusing case of home loans
• Wipe out your OA to clear your home loan early

BTO Ownership Extras

Already the owner of a BTO flat? Here are some additional links:

• How to profit from your BTO flat
• The cost of selling off a BTO flat

List has been updated as of 24 June 2020.