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‘Don’t Use Credit Cards Overseas,’ That’s What I Thought Until My Friend Exposed This

Focus on your travel bliss, stress less over hidden overseas fees.​​Are you a cash or cards person when travelling?This content is brought to you by UOB Singapore.Sponsored content by UOB​Like Ollie the otter, many people still prefer using cash or multi-currency travel cards to avoid hidden foreign exchange charges that often come with traditional credit cards. ​After all, even a small 2–3% foreign transaction fee can quietly add up throughout an entire trip. That’s why the UOB EVOL Credit Card and UOB Absolute Cashback Credit Card make the perfect duo for avid travellers, allowing you to earn rewards on both travelling and local needs. With UOB EVOL Credit Card, the best cashback card for travel^, you can now enjoy 0% FX fees worldwide while earning up to 1% cashback on your overseas spending (0.5% in China and Europe, 1% for rest of the world), with no min. spend and no cap. You can also get up to 10% cashback on selected local spend such as local online and mobile contactless, and selected gym, telco and streaming spend.​Pair it with the UOB Absolute Cashback Credit Card and earn even more cashback of up to 1.7% (highest* in Singapore) on all spend purchases such as flight and hotel bookings, with no min. spend! Commonly excluded transactions such as healthcare, education and charities are eligible for cashback too.​Explore and find out more about UOB Credit Cards for cashback here. Sign up for yours today.From now till 30 September 2026, get S$100 Samsung e-voucher when you apply and spend on selected UOB Credit Cards. Plus, enjoy 10% off at Samsung online store. Subject to qualifying criteria. Terms and conditions apply.Disclaimer^“Best Cashback Card for Travel” is on the basis that this card gives the highest amount of cashback a cardmember can enjoy on their overseas FX card spend with no min spend and cap, in comparison to other major banks' cashback cards, which also offer no FX fees and a similar cashback qualification criteria, across Singapore, as of 26 Mar 2026.*The only credit card with no spend exclusion and has the highest limitless cashback rate in Singapore in comparison to other banks’ credit cards across Singapore that rewards a flat cashback earn rate of 1.7% on overseas spend, 1.7% on selected local spend, and 0.3% on local transactions which are commonly excluded from earning rewards such as charity, education, healthcare, professional services, utilities and Grab wallet top-ups, with no minimum spend and no cap on cashback earned as at 1 November 2025. Local transactions which are awarded 0.3% cashback are listed in the Terms and Conditions Governing UOB Absolute Cashback Card.​